Education

First-time buyer checklist: documents you may need

Accelerated Lending

Buying a home often starts with gathering basic financial documents. Depending on your situation, a lender may ask for:

- Recent pay stubs or proof of income - W-2s or tax returns for self-employed borrowers - Bank statements showing assets for down payment and reserves - Government-issued ID

This list is general educational information — not a guarantee of approval or a complete application checklist. A licensed loan officer can walk through what may apply to you.

This article is for general educational purposes only — not mortgage advice, a loan offer, or a commitment to lend. Your eligibility, rate, and terms may differ depending on your situation.

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